Thanks For The Wake-up Call And Possible Solutions
Thank you for the great article and wake-up call on the front page of last week. My wife thought that I had written it. I hope that all your readers will share their Wave to the people who don’t get it themselves. It is troubling that when I bring up this matter to people they either don’t know what I am talking about or they think it is something that will not happen. Hopefully they will realize something is going to happen.
I believe that the feds really don’t want us to raise our homes and businesses. They want the money for the insurance to bail out the FEMA program. This is where we need to focus our energy. We don’t want our local politicians to waste their time and effort to prolong the phase in period. We want this to be abolished altogether.
Here is a possible solution to the insurance debacle. Why can’t we have an Itemized Flood Insurance Policy where we can insure what we want and take the risk on everything else?
Here is how this would work. Insure your first floor for property and contents. Your boiler, hot water, electrical panel and washer and dryer will be exempt from the policy as will all the contents in the basement. We will take that risk ourselves. If you have a mortgage let them hold a 10,000 dollar bond for the utilities to be replaced in the event of another flood. When you sell your house you will get that back without interest. Now the bank will have all that money to invest. If the big banks are not interested in this type of program then this will be a great opportunity for private investors to buy out our existing mortgages and have millions at their disposal from the bond money. Many of our residents have little or no mortgages at all. These private investors could charge a little more than what the big banks charge but they will be in competition amongst themselves so it will not be too much more. Maybe some of our wealthier residents might be interested in banding together and try this out. I am sure they are already thinking of this and I am not telling them anything. I am just a dumb fireman lucky to live here.
Maybe we should all put our homes on the market to send a message. All us taxpayers looking for the door might get some attention. Who knows maybe somebody is dumb enough to buy at this time of uncertainty. You might get lucky. For the rest that really want to stay don’t worry about people coming to see your house I don’t think it will be too many!
As for shoring up this peninsula, rock jetties, more sand and possibly using Jersey barriers three or more in a row parallel to the beach close to the homes. The barriers will be below the surface of the sand with the sand tapering off to the water. They will be unseen. If we have a surge and the sand gets dragged back to the ocean the barriers will hold the sand betweenthemandkeepa3foothighx say 15 feet wide wall protecting the homes from crashing waves. The beach blocks are higher and reports were that only about 2 feet of water went down the blocks to the bayside where it pooled. As for blocks that have the boardwalk fill in underneath with sand with cement walls. No more water rushing thru that.
I am not an engineer but it seems possible to me that this would work, not cost too much and we could have it in place fairly quickly..
As for the bay side, lets fill in the bay side of the bay wall and create a park like along the West Side highway. Why not take advantage of our beautiful city view that we only see driving by in a car if not lucky enough to have a house that faces the city. It could have jogging paths and dog walks and a few trees. Nothing too big just wide enough that would hold back the water when needed. The city will have to install check valves in the storm sewers so that the water doesn’t come up to seek the same level. This is what happens. The water didn’t come over the bay wall. I was here for both Irene and Sandy and saw this first hand. In fact the bay water was met by the ocean water right in front of my house and I am three houses off the bay. It was the ocean water that did us in.
We have to get serious and act now or the only people having a good time in the Rockaways will be the firemen. Thanks for reading this.