Short Term Solutions Needed
For the last four months now we have been listening to some very important questions. When and how are they going to rebuild the boardwalk? Are rock jetties the answer, how in god’s name do we get rid of all of this mold? When and are our favorite stores going to reopen?
But the most important question is, why are the insurance companies treating us like punching bags? For almost four months now any person I have spoken to, the first thing said is have you heard from your insurance company yet? Well I have and I wish I had not. We all realize that we are going to get whacked when our renewals come around but do we have to get hammered now. Why do I have full flood coverage for my home and contents if the company won’t pay what I need. My home is insured for $250,000 for flood insurance and they won’t even give me half of what I need to rebuild my home. I have just received their estimate almost four months after the storm. I hired a contractor right after the storm and am very close to moving back in. The problem though is getting my insurance payout. I am asking Governor Cuomo to appoint an investigator for the neighborhoods ravaged by the Storm and to look into the insurance nightmares most of us are dealing with. Another tough situation is trying to figure out what we will have to do with the new flood zones. It would have been nice to have had the information before we rebuilt our homes. Most of us could have put the money into changing our homes at that time. People could have raised or filled in their basements at that time. This neighborhood has been here a long time and now we have to raise our homes.
My last point is: would it have been so hard to have put up some kind of barriers temporarily right after the storm to protect our streets from further flooding? Long term plans are very important, but it’s the short term solutions that are essential.