Blame Yourself Junior
Mr. James Sanders Jr, may I call you Jr.? I say this because you have made a statement that shows that you do not have the wherewithal to be called Sr. That you can state that you are a victim of predatory lending is ludicrous. Predatory lending happens to people who go into a home loan with visions of sugar plums dancing in their heads.
For someone who is in politics and aspires to go higher, well now wait a minute, maybe you are the perfect person for this. A politician with no thought to how much money they have, no thought of how much they can spend, and no thought on how much they have to pay back. Hmmmmm! Jr. If you have to give up your home blame yourself.