If you are planning to retire in 2006 and you want your Social Security monthly payments to start in January, you can apply for benefits now and get the paperwork done before the start of the busy holiday season. Your monthly payments will then begin on time in 2006.
To apply for benefits, just visit your local office or call 1-800-772-1213. Or, better still, you can use our most convenient method and apply over the Internet at www. soc ialsecurity.gov/applytoretire. Social Security’s Internet benefit application was recently ranked as the top electronic business transaction site in the Federal government – by a wide margin.
To help prepare for filing an application for retirement benefits, you may want to read How to Apply for Retirement Benefits at www. social security. gov/r &m2.htm. This site lists many of the questions you will be asked, as well as many of the documents you may need. But don’t delay filing your claim just because you don’t have all the documents. Social Security can help you get them.
So, remember: if you are planning an early 2006 retirement, do it now and mark one more “to do” item off of your busy holiday season schedule.